Privacy Policy

Effective Date: 27 July 2026

Bilan Exchange (“we”, “our”, or “us”) respects your privacy. This Privacy Policy explains how we collect, use, and protect your information when you use our app.

1. Information We Collect

We collect only the information needed to provide our service:

• Phone Number: used to send a One-Time Password (OTP) for login.
• Name: used to create your basic account profile.

We do not ask for ID or KYC documents unless your total exchange amount exceeds 100 USD.

2. How We Use Your Information

• To verify your phone number and allow secure login.
• To display your name in the app and personalize your experience.
• To process exchanges and show payment updates or history.
• To send you payment notifications or promotional messages (optional).

3. Notifications

We may send notifications about:

• Payments: successful transactions, exchange updates, or alerts.
• Promotions: new offers, bonuses, or important updates.

You can enable or disable notifications anytime from your device settings or inside the app.

4. Data Sharing

We do not sell or share your personal data with third parties, except when required by law or to comply with anti-money-laundering (AML) rules.

5. Data Security

We protect your information using secure systems and encryption. OTP login ensures that only your verified number can access your account.

6. Your Rights

You may request that we delete your account or personal data at any time by contacting our support team.

7. Updates to This Policy

We may update this Privacy Policy occasionally. The latest version will always be available inside the app or on our website.

8. Contact Us

For questions or requests about this policy, contact us at:
Email: bilan@saami.app